🏠 Why do we only lend in Texas?

Hi Reader,

We broker and use table funding partners for deals in other states, but for our own hard money balance sheet and investor capital, we lend only in Texas.

While many other private lenders spread their nets wide, we go deep.

Here's why.

Local expertise & market differentiation

There’s magic in specialization. Being deeply rooted in Texas, we've formed bonds, heard stories, and partnered in countless ventures. Every handshake, deal, success, and yes, even every hiccup, has taught us something invaluable about the intricacies of Texas' markets.

This proximity allows us to build trust-filled relationships with our borrowers. By choosing to lend only in our backyard, in markets that we know, we’ve also honed our expertise.

It’s this combination of deep market knowledge and established trust that sets us apart in a vast sea of generalists.

Lender-friendly landscape

In the lending world, Texas stands out for its efficient environment due to its non-judicial status. This means that should the need arise, the foreclosure process is streamlined and predictable.

While no one ever wishes to resort to such measures, it's reassuring for our investors to know that the state's legal landscape is constructed with lender interests in mind. This feature, combined with a vibrant real estate market, makes Texas an especially appealing ground for investment.

Fort Worth is one of the fastest-growing cities in the US

Economic tailwinds and diversification

Texas is not just growing—it's evolving.

Take Houston: traditionally seen as the oil and gas heartland, it's diversifying with sustainable and renewable energy initiatives.

Dallas, known for its financial and telecommunication strengths, is now also a nurturing ground for innovative tech solutions, becoming a magnet for tech professionals and startups alike.

Austin, already a recognized tech hub, is pushing the envelope further with its thriving creative and digital sectors.

Meanwhile, San Antonio's emphasis on healthcare and biosciences showcases its commitment to health innovations.

And let's not forget Fort Worth, where aerospace and defense sectors are reaching new heights, drawing global attention.

Beyond these industry developments, there's a broader trend to highlight: the people. The population migration trend toward Texas is unmistakable over the last couple of years. Driven by a mix of employment opportunities, affordability, and quality of life, folks from various states are making Texas their home. This influx of new talent and ideas enriches the state, paving the way for an even brighter economic future.

A typical Texas suburb that offers affordable housing and attractive lending opportunities

The vast and varied Texas real estate landscape

The vastness of Texas isn't just about land area—it's about the multitude of real estate opportunities that span its urban and suburban landscapes. This state offers an incredible array of investment avenues, each with its unique flavor and potential.

From vibrant urban centers with townhomes to serene suburbs with family residences and gated communities, Texas is a testament to the myriad ways people choose to live and invest. This diverse spectrum ensures there's always a new opportunity, a unique project, or a different perspective for those keen on real estate.

Texas continuously presents avenues for investment and gives us a long runway for company growth.